Guides

An ISA shields foreign dividends from HMRC, not from foreign withholding tax. Why the 15% US slice is a permanent leak, and which account actually wins.

A 30% withholding on US dividends is a paperwork accident, not a tax. Germany credits only the 15% treaty rate; the rest comes back from the IRS through Form 1040-NR.

A 30% withholding on US dividends is a paperwork accident, not a tax. The UK credits only the 15% treaty rate; the rest comes back from the IRS through Form 1040-NR.

A 30% withholding on US dividends is a paperwork accident, not a tax. Japan credits only the 10% treaty rate; the rest comes back from the IRS through Form 1040-NR.

The US takes its cut first; what your country does next decides your real rate. Three kinds of countries, six worked routes, and the credit trap nobody warns you about.

An Ireland-domiciled fund pays 15% on US dividends inside the fund and leaves no US estate tax exposure. For some investors that beats their treaty rate; for some it does not.

A 30% withholding on US dividends is a paperwork accident, not a tax. China credits only the 10% treaty rate; the rest comes back from the IRS through Form 1040-NR.

The IRS instructions include a simplified procedure for exactly one person: the investor whose dividends were overwithheld. How to use it.

The 1042-S is the one document that proves what tax you actually paid on US dividends. Most investors never read it. Here’s how, box by box.

Brokers and filing services hint you might need an ITIN for US stocks. Most foreign investors don’t. Who actually does, and the exact path.