US Estate Tax Exposure Checker
US stocks, US-domiciled ETFs, cash at US brokers, US real estate — for a nonresident, everything on that list is a US-situs asset. Above $60,000 of it, your estate owes US estate tax at graduated rates of 18–40% when you die. Not your broker’s problem. Your heirs’.
Tick what you hold and enter the amounts (or type the total directly). If you’re tax-resident in one of the countries with a US estate tax treaty — Canada, the UK, Germany, France, Japan, Australia and about nine more — check the treaty box: you may claim a pro-rata share of the full US unified credit instead of the flat $13,000.
The result shows the estimated Form 706-NA bill, your effective rate, and what your heirs keep. If the number scares you, the classic fixes start with holding Ireland-domiciled UCITS funds instead of US-domiciled ones.
Not counted: non-US funds (Ireland-domiciled UCITS), most US Treasury & bank-deposit interest instruments, non-US real estate.
Edit directly to override the checklist sum.
Canada, UK, Germany, France, Japan, Australia and ~9 more can claim a pro-rata share of the full US unified credit — often far better than the flat $13,000 credit.
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Do non-residents pay US estate tax?
Yes. Nonresidents holding US-situs assets above a $60,000 threshold face US estate tax at graduated rates of 18–40%.
Does the US–China tax treaty cover estate tax?
No. Income tax treaties do not cover estate tax. The 10% dividend rate is a lifetime benefit only.
Thresholds and rates verified against IRS estate tax guidance for nonresidents. Last checked: September 2, 2026.