Rates: IRS Tax Treaty Table 1, portfolio dividends for individuals.
Total US-source dividends before any tax, in USD.
No form = 30% withheld, treaty or not. Filing is free and takes minutes.
Applied withholding rate10%
Gross dividends / year$10,000
IRS withholding−$1,000
You receive$9,000
Tax at 30% default
$3,000
Tax at your treaty rate
$1,000
Saved by the treaty, per year$2,000
10-yr cost of the tax, if reinvested at 7%$13,816